Invest the Difference

At this modern times, you can buy whole life policy or term life insurance. The idea is to protect your assets like salary and home should you die and your beneficiaries needs financial help.

Generally buying insurance at a young age will guarantee a low premium. Term policies are for a set of period of years. The fine print is pretty straightforward for life insurance but look out for hidden charges.

There may be punitive switching or surrender charges or administration fees if you want to change or get out of a whole life insurance investment early. Term life is usually the most affordable and cost-effective compared to a similar Whole Life Policy.

There’s a saying, “Buy Term and invest the difference”.

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August 7, 2008 | Category : Quick Tips

Comments

3 Responses to “Invest the Difference”

juler (16 comments.) on August 13th, 2008 5:52 pm

Nicely done post… Keep it up….
Zigfred (1 comments.) on August 15th, 2008 2:07 pm

I totally agree with “Buy term invest the difference” in fact I wrote an extensive article on it at http://www.zdiaz.com/index.php/2008/01/15/buy-term-invest-the-difference/

Zigfreds last blog post..Myartistsplace helps in raising smarter kids
Pinoytek (13 comments.) on August 17th, 2008 6:19 am

Thanks Juler and Zigfred. I really appreciate it.

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